Financial Aid

Many students have found that tuition and fees at Northwest State are less than those of four-year institutions. This, coupled with small classes and a low student-to-instructor ratio, makes NSCC an attractive alternative for students wishing to obtain the first two years of a bachelor’s degree.

Financial Aid Office (C110)

Northwest State Community College offers several types of financial assistance to students. This aid includes grants, loans, scholarships and work-study opportunities. A typical Financial Aid package is a combination of several of these sources.

Financial assistance is based on financial need and academic ability, although some scholarships are given on the basis of academic achievement only. All forms required to apply for Financial Aid may be obtained through the Financial Aid Office or online at NorthwestState.edu. Please note that Federal Student Aid regulations are subject to change at any time, please refer to the Northwest State website for the most current financial aid policies.

Financial Aid Application Procedures

Applying for financial aid works best when initiated several months prior to the desired semester of enrollment. Students can apply for financial aid by visiting the U.S. Department of Education financial aid website at www.fafsa.gov. Completing the Free Application for Federal Student Aid (FAFSA) on line is very efficient and convenient. Applications are available beginning October 1 for the upcoming academic year and should be submitted as soon as possible. NSCC’s FAFSA priority date is March 31 for the following academic year.

• Apply for a FSA ID at fsaid.gov.
• File your FAFSA electronically at www.studentaid.gov and include NSCC’s Title IV School Code 008677

Determining Eligibility

Financial aid eligibility at NSCC is based on the parents’ and/or students’ ability to pay relative to the cost of education. The ability to pay is determined through federal methodology to calculate an Student Aid Index (SAI).

To receive any type of aid, a student must:

• Be a United States citizen or an eligible non-citizen
• Have a high school diploma, completed a high school education in a homeschool setting that is approved under state law, or are enrolled in an eligible career pathway program and successfully completed one of the ATB alternatives or GED.
• Comply with Selective Service requirements (male students)
• Be enrolled as a regular student in an eligible program. Eligible programs for federal student aid at NSCC include Associate degrees and Certificate Programs
• Not be in default on any student loans including Stafford, Perkins, or PLUS loans
• Not owe a refund to any Federal programs (PELL, SEOG, ACG, SMART, TEACH)
• Comply with the Anti-Drug Abuse Act. Eligibility for any of the programs may be suspended or terminated by a court as part of a conviction for possessing or dispensing illegal drugs
• Maintain satisfactory academic progress
• Accurately verify income and other application data if requested by the Financial Aid Office
• Agree to use any federal student aid received for educational purposes
• Meet all additional federal or state requirements

Verification of Information

Some applicants are selected at the federal or institutional level for verification of information contained on their application (FAFSA). This means that the Financial Aid Office is entitled to request additional information from you in order to determine your eligibility. Failure to provide this requested documentation would stop further processing.

Award Eligibility

The three components used to determine your eligibility to receive financial aid funding are:

1. Cost of education or allowable expenses
2. Expected family contribution
3. Other financial resources available to you

Cost of Education

This is the estimated average amount for expenses at NSCC according to your residency classification, hours enrolled and program of study. This budget uses average costs and includes everything from tuition and fees to miscellaneous expenses. Expense budgets may also include adjustments for childcare and costs related to a disability or other non-discretionary expenses. Since expense budgets reflect average costs, you may spend more or less than the amounts allowed; however, you may pay more for your personal expenses than the amount budgeted. The amount you spend, excluding tuition and fees, is up to you and depends on your own individual lifestyle, priorities, and obligations.

To obtain a copy of the current year’s cost of attendance, please contact the Financial Aid Office, or you can view your student specific cost of attendance on your myNSCC account. The components included in NSCC’s cost of attendance are:

• Tuition and Fees: Average charges for basic instructional costs and mandatory fees. Actual fees paid may vary based on the number of credits carried each semester.
• Books and Supplies: A standard allowance for required books and supplies.
• Commuting Costs: A modest allowance for transportation to and from NSCC.
• Room and Board: A five-county area average amount for housing, utilities and food charges.
• Personal Expenses: Entertainment, medical, laundry, toiletries, clothing, etc.

If attendance is less than or greater than nine months, or if enrollment is less than 12 credit hours per semester, budget components will be prorated accordingly. Please remember, financial aid often cannot meet all of your costs while attending NSCC, so it is very important for you to manage your financial resources wisely.

Student Aid Index

Since financial aid is designed to assist with your educational expenses, the Student Aid Index (SAI) is the amount that you and your parents (if applicable) are expected to contribute toward your costs. This amount is determined from information provided on your Free Application for Federal Student Aid (FAFSA) according to a formula established by Congress. This is not the amount you will owe NSCC, it is an estimated contribution.

Other Financial Resources

This component represents other known and expected financial resources you will have available to assist you with your educational costs, such as scholarships, Veterans Education Benefits, WIA, TAA, etc.

Your eligibility (financial need) is calculated by subtracting your Expected Family Contribution and Other Financial Resources from your allowable Costs of Education.

Awarding Aid

Your award package is based on a combination of funds available and your eligibility. Your award package may not include funds from all aid programs. Some funds carry restrictions, and some are limited as to amounts that can be awarded. Financial aid packages are based on the level of eligibility from highest to lowest and files are worked generally in the order received by the Financial Aid Office.

The Federal Pell Grant is the first program awarded if you are eligible. The next programs awarded are grants (federal & state) and scholarships. NSCC funds are limited and awarded until funds are committed. Then Federal Direct Loans are awarded to students based on their grade level and financial need. PLUS Loans are the last category of aid to be awarded. PLUS (Parent) loans are awarded only when requested by the student or parent after the student applicant receives his/her award letter. Federal Work Study funds will be awarded to students on a case by case basis, after a job on campus has been secured by the student.

Your Award Package

Your financial aid award package is designed to meet as much of your financial eligibility as possible. All awards are contingent on the following:

• Availability of funds from federal, state and institutional sources.
• Accuracy of information provided on your application by you and/or your parents or spouse.
• Adjustments to your award when our office receives information that affects your eligibility. Any aid you receive, in addition to that listed on your award offer which exceeds your unmet need, will result in an adjustment in your award(s) from NSCC.
• Satisfactory academic progress toward your degree.
• Compliance with our requests to provide additional documentation to support your application.
• Eligibility to receive funds i.e., you are a U.S. citizen or eligible non-citizen, you have signed all required documentation, and you are enrolled in a degree-seeking program of study.

Accepting or Declining Your Award

Unless otherwise indicated, the awards listed on your Financial Aid Award Notification represent an offer based on an estimated enrollment of full-time. Your aid will pay to your student account based on your actual enrollment and then be adjusted upon freezing of credits. You must accept or decline each part of your aid package. It is important that you make your decision, sign the award offer, and submit/return the document by the deadline date. If you want to accept a lesser amount than the amount awarded, indicate the amount you wish to request. This is very important, particularly on the loan amounts. Think about the amount and type of loan being accepted. If you have more than one type of loan, you will likely be required to repay those loans simultaneously. Do not borrow more than you absolutely need. The additional unsubsidized loan may be requested by completing the student loan request form.

Awards will not be sent by paper if you are a current student and have a current NSCC email address. You will accept your awards electronically on your myNSCC account. An email will be sent including the steps to accept your awards. You will be able to accept, reject or adjust your awards electronically.

If you have unique circumstances which may affect your costs of attending NSCC, please contact the Financial Aid Office. We may be able to re-evaluate your eligibility based on special conditions.

Financial Aid Programs

Financial aid is funding in the form of grants, employment, loans and scholarships available to students to help pay the cost of attending the institution of their choice. Financial aid comes from the Federal Government, which is the largest provider of aid, as well as state governments, the schools themselves and a large variety of other public and private sources.

The following is a source of information concerning federal financial aid for which you may be eligible. Current funding may vary from year to year and current programs can be found on the Department of Education website.

Federal Pell Grant: A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or professional degree. The maximum Pell Grant amounts can change from year-to-year, for specific yearly amounts see the Financial Aid Office. The lifetime limit for the Federal Pell Grant is 12 full-time semesters. The amount you receive will depend on your expected family contribution (EFC), cost of attendance, and whether you are a full-time or part-time student. You may not receive Pell Grant funds from more than one school at a time. Pell Grant funds will be credited to your student account.

Federal Supplemental Educational Opportunity Grant (FSEOG): FSEOG is for undergraduates with exceptional financial need, with priority being given to students who receive Federal Pell Grants. FSEOG does not have to be paid back. Funds will be credited to your expenses in the registration process in the Business Office. Students must be enrolled in at least 6 credit hours.

Student Employment & Work-Study: The Career Services Office, located in the “A’ ‘Building, assists students attending NSCC to locate employment. Both work-study and other part-time employment opportunities are listed with Career Services. On and off-campus employment opportunities may be available.

Work-study eligibility will be determined once you have secured a work-study position. In order to be eligible, you must have completed the FAFSA and received your financial aid award notification from the Financial Aid Office. You must be enrolled in at least 6 credit hours Fall and Spring semesters, be maintaining a 2.0 cumulative GPA, and comply with the Financial Aid Satisfactory Academic Progress Policy. For more information about securing a work study position please contact the Career Services Office. Workstudy awards are not credited to your expenses in the Business Office. You are paid on scheduled pay days for the actual hours worked during the preceding pay period. When you have earned the amount of your work-study award, your employer may decide to continue your employment as a regular student employee.

William D. Ford Federal Direct Loan (Direct Loan) Program: Loans made through this program are referred to as Direct Loans. Eligible students borrow directly from the U.S. Department of Education at participating schools. Direct Loans are either subsidized or unsubsidized Direct Stafford Loans (also known as Direct Subsidized Loans and Direct Unsubsidized Loans). With a subsidized loan, the Federal Government pays interest on the loan while you are attending school. If you receive an unsubsidized loan, you will be charged interest from the time the loan is disbursed until it is repaid in full. If you allow the interest to accumulate, it will be capitalized (added to the principal which means the loan “grows”) and the amount you repay can become very expensive. If you choose to pay the interest as it accumulates, you will repay less over the life of the loan. You can receive both a subsidized and an unsubsidized loan for the same enrollment period.

• The interest rates are determined by congress. The interest is charged on the loan from the date that the first disbursement is made until the loan is paid in full. For current rates, please contact the Financial Aid Office.
• The borrower must also pay a loan fee of 1 percent of the amount borrowed, which is deducted from each disbursement. The loan fee is paid to the lending institution.
• Repayment of the principle balance begins after you graduate, leave school or drop below half-time enrollment. You have six months before payments begin. This is called a “grace period:’ Contact the Department of Education for more information about repayment options.
• Federal regulations require the maximum annual Federal Stafford Loan amount an undergraduate student may borrow to be prorated in cases where it is known that the student’s remaining period of study will consist of less than one (1) academic year. The proration is based on a ratio of the number of credits enrolled divided by 24. The student will be asked to fill out a loan proration form for the financial aid office.
• Direct Loans will be credited to your student account.
• Students must complete the Free Application for Federal Student Aid (FAFSA).
• Students must be enrolled in, and attending, at least 6 credit hours to qualify for a student loan.
• Students must complete the Annual Student Loan Acknowledgment each year they borrow a new federal student loan.
• New student loan borrowers must complete the Master Promissory Note (MPN) and Enhance Counseling.

Direct Plus Loans (Parent Loan): Federal PLUS Loans enable parents with good credit histories to borrow to pay the education expenses of their children. To be eligible, the child must be a dependent, undergraduate student enrolled at least half-time. The yearly borrowing limit on the PLUS loan is equal to the cost of education minus any other financial aid received.

• The interest rates are determined by congress each year and are typically a fixed rate. The interest is charged on the loan from the date that the first disbursement is made until the loan is paid in full.
• The borrower must also pay a loan fee. The loan fee is a percentage of the loan amount and is proportionately deducted from each loan disbursement. The loan fee is paid to the lending institution. The percentage amount varies depending on when the loan is first disbursed. For current loan fee rates, please visit https:studentaid.ed.gov.
• Repayment generally begins within 60 days after the loan disbursement. There is no grace period. This means that interest begins to accumulate at the time of the first disbursement and repayment of both interest and principal begins while the student is in school.
• Contact the Financial Aid Office for information on how to apply for this type of loan.

Nurse Education Assistance Loan Program (NEALP): This is a state program for nursing students who, upon completion of their education, plan to practice nursing in the state of Ohio.

• Based on financial need.
• A student may receive a maximum of $3,000 per year, which may be renewed for a maximum of four years or total loan balance of $12,000.
• After graduation, the student may be eligible for loan forgiveness at the rate of 20 percent per year and a maximum loan cancellation of 100 percent.
• Applications are available at the Ohio Department of Higher Education (ODHE) web site http://regents.ohio.gov/sgs/index.php. Applications are due June 1 of each year. Call the ODHE Grants and Scholarships Office at 1-888-833-1133 for more information.
• Students must complete the Free Application for Federal Student Aid (FAFSA) and submit the results as part of the application.

Charles E. Schell Foundation Assistance Loan: The Charles E. Schell Loan was established at the request of the Last Will and Testament of Charles Edison Schell to provide educational assistance loans without interest and without security to qualified students. The loan will aid students in securing a practical education that may not otherwise be attainable at NSCC. The eligibility criteria includes:

• Minimum 2.0 GPA
• Must be between the ages of 18 and 25 years old.
• Enrolled in at least half-time (6 credit hours) during the term the loan is requested
• Be a citizen of Ohio, Kentucky, West Virginia or adjoining states
• Born in and citizen of the United States of America; student’s parents must also have been born in and are a citizen of the United States of America
• No outstanding Charles Schell loan balance

Ohio College Opportunity Grant (OCOG): The Ohio Department of Higher Education administers the OCOG program, which provides grant money to Ohio residents who demonstrate the highest levels of financial need as determined by the results of the FAFSA.

• Ohio residents in an associate degree, first bachelor’s degree, or nurse diploma program at an eligible Ohio institution
• FAFSA Expected Family Contribution (EFC) of $2,190 or less and a maximum household income of $96,000
• The initial FAFSA must be submitted by October 1
• Students are limited to 10 semesters or 15 quarters of state, need-based grant aid (including combination of OCOG and OIG)
• OCOG can only be used for tuition and general fees
• Students enrolled at community colleges are only eligible for OCOG during the spring semester and only if they were enrolled during the previous summer and fall semesters and have a limited (reduced) pell award remaining for the spring semester
• Certain federal veteran’s education benefit programs allow for students to receive OCOG funds to assist with their housing and living expenses.
• Qualified foster youth are eligible for OCOG up to the maximum public school amount. Qualified foster youth should receive a letter from the Ohio Education and Training Voucher Program that will list their award.

Scholarships: Primarily two departments on campus, the Admissions Office and the Financial Aid Office, award scholarships. Committees make selections, and application information is available at each office.

Scholarships are awarded generally in the spring of each year for disbursement in the following year. These awards are made on the basis of academic achievement, financial need, or a combination of the two. Many scholarships have additional requirements as well. Institutional scholarships are provided to the institution by donors who specify the award criteria. The selection process is managed by a committee and awards are disbursed through the Financial Aid Office. Generally, the Admissions Office serves incoming student scholarships.

Disbursement of Funds

Provided you meet all qualifications to receive financial aid funds; any scholarship, grant or loan awarded to you will be automatically credited to your expenses (tuition, fees, and any books/supplies charged to account) and any other charges assessed by the institution.

If financial aid credited to your account exceeds allowable charges due for the term, a refund will be issued for the difference. The refund will usually be issued in week 7 of instruction of each term. See the Academic Calendar for exact dates. Students need to select their refund preference prior to the refund period in order to prevent delays of receiving their refund. Refund options include direct deposit into a personal checking or savings account, or direct deposit through a third-party account. Please see the Student Refund FAQ page on the college website for more details regarding student refunds.

Check your on line fee statement carefully. Some types of financial aid appear on your student account as credits and others (such as work-study) are paid at other intervals. Compare your credits, which show your aid against your award letter, to reconcile funds awarded to you. NOTE: If for any reason you register for classes late or enroll for insufficient credits, your aid will be delayed and possibly adjusted. Financial aid funds will not be credited to your account until all required documents have been processed.

Please remember, fees and other charges must be paid when due or a late fee may be applied and/or your registration may be canceled. If your financial aid or outside payment (i.e. scholarship, TAA, WIA, etc.) does not arrive in time for you to pay your fees and other charges, you are responsible for payment of your bill on the due date. If you have specific questions regarding charges, credits, release processes or student account refunds, please contact the Business Office at (419) 267-1311.

Class Attendance

Your financial aid will pay to your student account based on the number of credits you are attending at the time of disbursement. Aid will pay to your account upon start of additional hours. This may result in a late refund.

Freeze Date

NSCC financial aid uses a “freeze” date each semester to determine a student’s enrollment status for awarding financial aid. The number of credit hours in which a student is enrolled on the freeze date is used to calculate the amount of federal financial aid the student will receive. This means that if a student adds or drops classes before the freeze date, the amount of financial aid for which the student is eligible will be affected. If classes are added or withdrawn after the freeze date, the financial aid will not change. If you are enrolled in a late-starting class and you drop that class after receiving aid, you may be required to return a portion if not all of the aid you received. Exceptions to this policy are students receiving Direct Loans who must be enrolled for a minimum of six credit hours at the time of loan disbursement, and students who withdraw and/or stop attending all of their classes. These students will have their financial aid recalculated based on their withdrawal date or last day of attendance.

Attendance Verification

To be eligible for federal financial aid, attendance in class must be verified. Instructors will verify attendance on the 14th class day. Enrollment will be reported to the Registrar’s Office. If a student is not attending class, his/her registration for the course(s) will be terminated and the student’s aid will be adjusted accordingly.

Withdrawing From NSCC

If you withdraw from all courses, either officially or unofficially, your aid will be terminated and a Return of Title IV calculation will be performed by the Financial Aid Office to determine the amount of aid you are eligible to receive. A copy of this refund/return of Title IV funds is available in the Financial Aid Office and online. If you received funds for which you were not eligible, you will receive notification from NSCC for repayment of those funds.

If you have any student loans, The Department of Education will be notified of your enrollment status change and you may enter a “grace period” or repayment status. In keeping with the terms of your loans, you are required to inform The Department of Education of changes in your enrollment status.

If you plan to return to NSCC, you must pay off your balance owing with the Business Office. In order to receive financial aid you must be meeting financial aid satisfactory academic progress. Please refer to the Satisfactory Progress Policy to determine your eligibility status for future applications for aid.

Repeating Courses

Federal regulations limit the number of times a student may repeat a course and receive financial aid for that course. A student may receive aid when repeating a course that was previously failed (received a failing or unsatisfactory grade) regardless of the number of times the course was attempted and failed. A student may receive aid to repeat a previously passed course (grade of ‘D’ or higher) one additional time. Once the student has completed any course twice with a passing grade (grade of ‘D’ or higher), he/she is no longer eligible to receive aid for that course. A copy of this repeated course policy can be obtained at the Financial Aid Office or found online.

Financial Aid Fraud

Northwest State has established guidelines for the prevention, identification of and response to identification of financial aid fraud. When NSCC student is identified as being potentially being involved in a financial aid fraud ring, their account at the college is placed on hold. This hold prevents students from registering and prevents their financial aid from disbursing to their student account. The hold will remain in place until the student has provided all documents that are requested during the investigation. The documents must be presented in person to the Director of Financial Aid or designee. Please refer to the NSCC college website to review the full Fraud Policy.

Satisfactory Academic Progress (SAP)

To remain eligible for financial aid at NSCC, you must make satisfactory academic progress toward your degree objective. Satisfactory Progress is a condition for continued eligibility and is measured by the following factors:

1. Grade Point Average (GPA): Students must meet a cumulative grade point average requirement according to the number hours attempted. Two consecutive terms with a cumulative GPA below the allowed rate will result in “Suspension.”

   Cr. Hrs. Attempted	Cumulative GPA
   1-15	1.4
   16-30	1.6
   31-45	1.8
   46+	2.0

   
   Transfer Students: Transfer credits do not count in the calculation of the cumulative GPA but are included in the calculation of maximum “length of eligibility” for degree completion and pace of progression (completion rate).
2. Pace of Progression (Completion Rate): All aid recipients must successfully complete no less than 67 percent of all credits attempted cumulatively. Successful completion of classes means passing grades must be earned. Grades of F, W, I, U, UC, P, WF, WM, WP, NP, and NR do not count towards successful course completion. Two consecutive terms with less than 67 percent completion rate will result in “SUSPENSION” of eligibility, and the student will receive NO further aid.
   
   Examples of completion rates are on the below:
    

   Total Hours Attempted	Minimum Hours Required to Complete
   42	29
   24	17
   12	9
   9	7
   4	3

3. Length of Eligibility for Degree Completion: For each program of study an institution must establish a maximum time frame in which a student is expected to complete his or her degree requirements. The maximum “length of eligibility” students are allowed is 150 percent of the actual credits required for their degree or program.

   Degree Program	Average Credits	150%
   Certificate	36 Cr. Hrs.	54 Cr. Hrs.
   Associates Degree	70 Cr. Hrs.	105 Cr. Hrs.

A copy of the Satisfactory Progress Policy is posted at the NSCC web site northweststate.edu. You are responsible for knowing and understanding this policy thoroughly. The information in this policy provides more detailed instructions on how the institution monitors progress and how to exercise the appeal process.

Special Circumstances

If you or your parent(s) have had a substantial change in family income or assets due to unemployment, disaster, disability, divorce or the loss of other compensation or benefits since applying for financial aid, you and/or your parent(s) may be eligible for special consideration. In addition, if you have non-discretionary expenses, which may affect your ability to meet educational expenses, you may ask for reconsideration to increase your eligibility. All requests must be documented and reasons for the exception must be provided. If you or your parent(s) have special circumstances, please contact the Financial Aid Office for assistance with the process.

Student’s Rights and Responsibilities

• You have the right to privacy. All records and data submitted with your application for financial aid are treated as confidential information.
• You have the right to a complete explanation of the award process. If you do not understand your financial aid award, or feel your application has not been evaluated fairly, please contact the Financial Aid Office.
• You have the right to be notified of cancellation or withdrawal of aid and to be informed of why this action is being taken.
• You have the right to appeal. You may request a review of any decision concerning your financial aid eligibility. Please contact the Financial Aid Office and make an appointment. If necessary you may be directed to submit a written appeal and supporting documentation.
• You have the responsibility to report funds or benefits from any source (such as outside scholarships) that you receive or are promised (before and after you are awarded financial aid).
• The Financial Aid Office is required BY LAW to make adjustments to prevent or correct over awards. We take this responsibility seriously. You will save yourself frustration, inconvenience, and possible financial penalty by reporting any changes in your financial status promptly.
• You have the responsibility to report any change in your student status immediately. If you move, change your name, drop credits, withdraw from school or do anything else that may affect your financial situation, please report that information to the Financial Aid Office and your student loan lender/servicer.
• You have the responsibility to keep copies of all correspondence regarding your financial aid, whether it is from the Financial Aid Office, governmental agencies, Department of Education or outside lenders.
• You have the responsibility to use financial aid funds for educational related expenses only such as tuition and fees, books, supplies and reasonable living costs.
• You have the responsibility to repay loans on time. Acceptance of any loan carries the serious obligation to repay. Failure to meet this obligation affects the availability of loans to future students. Before you accept any loans for financing your education, you should carefully consider the total amount and repayment requirements for which you will be responsible when you terminate your educational objectives.
• You have the responsibility to understand how the Financial Aid Office determines if you are making satisfactory academic progress and what happens if you do not maintain satisfactory progress.

How to Avoid Problems

1. Come to the institution with some money of your own. Even if your aid is prepared on time, funds may not be available until classes begin and processing is complete. You will need money for housing, books and other immediate expenses. If you are able to save money during the summer before school starts, these savings will be useful in meeting your beginning-of-the semester expenses and protecting you from hardships if your aid is delayed.
2. Be sure to complete the loan entrance counseling exam and Master Promissory Note (MPN) if you are a student loan borrower. These may be completed online at www.studentaid.gov. Your loan funds will be delayed until you complete these requirements.
3. Pay your own fees and other charges by the due date if your FAFSA and/or financial aid paperwork is submitted after the financial aid file deadline. Fees are due one week prior to the start of each semester. If they are not paid when due, you are subject to a late fee and/or cancellation of registration. The Financial Aid Office cannot prevent cancellation for non-payment of fees. If you anticipate problems, see either the Financial Aid Office or the Business Office for assistance.
4. If you are not sure how dropping or adding classes will affect your aid status, do not drop any of your classes or withdraw from NSCC without checking with the Financial Aid Office first.
5. If you drop below the required minimum credit load or fail to complete the appropriate number of credits, your aid may be canceled and repayment of the aid may be required.
6. Please notify the Financial Aid Office of any changes in your permanent address.

Using Financial Aid Funds in the Bookstore

No student on academic or financial aid probation or suspension can make purchases in the bookstore with financial aid funds until after the current semester grades have been posted. Students will remain eligible for federal financial aid while on financial aid probation, but will not be allowed to purchase books in the bookstore with future financial aid until a week prior to the start of classes. As of the week prior to the semester, all financial aid funds available to the student will be totally accessible for all bookstore purchases.

Student Support/Additional Information

Our goal is to provide information for you, the student, to enable you to meet your educational objectives and long term goals. We have a qualified staff of professionals to assist you. If you have questions, please call us at (419) 267-1333. You may also come in to the office located in C110. Office hours are Monday and Tuesday 8:00 a.m. to 6:00 p.m. Wednesday, and Thursday 8:00 a.m. to 4:30 p.m., and Friday 8:00 a.m. to 12:00 p.m. (remote) Office hours are subject to change during the summer months and between semesters when classes are not in session. We recommend calling (419) 267-1333 before making a trip to campus.

Policies and procedures governing financial aid programs are subject to change at any time without prior notice or publication due to changes of policy by federal and state governments. NSCC Financial Aid Office is an equal opportunity/affirmative action office that does not discriminate on the basis of race, color, national origin, sex, sexual orientation or preference, marital status, age, physical or mental disability, creed or political belief, religion, or veteran status.